Cost calculator
Honest monthly cost estimate — no marketing, no sugarcoating.
Breed size
Insurance
Your cost estimate
Food€45 – €90/mo
Insurance€28 – €55/mo
Vet (average)€35/mo
Toys & accessories€20/mo
Total per month€128 – €200/mo
These are averages — your situation may differ. Costs increase as a dog gets older. Not included: dog sitter, boarding, grooming, training and one-time purchase costs.
Which insurer should you choose?
Four providers compared on the key points. Premiums are indicative for a medium-sized dog.
| Provider | Premium/mo | Excess | Max/year | Surgery | Hereditary |
|---|---|---|---|---|---|
PetplanBest choice | €28–€55 | €100 | €7,500 | ✓ | ✓ |
Beeble | €22–€45 | €150 | €5,000 | ✓ | — |
Reaal | €18–€38 | €200 | €3,500 | ✓ | — |
InShared | €15–€32 | €250 | €2,500 | — | — |
Disclaimer: premiums are indicative ranges for a healthy 2-year-old dog, medium size. Actual premium depends on breed, age and health status. Always check current policy terms with the provider.
Want to know which breed suits your situation and budget?
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